- Don’t just assume a “bundled” price is less: compare “bundled” and “unbundled” quotes for car and home insurance from several carriers
- Cheapest home and auto bundle: AAA offers low rates and a big discount for bundling.
Save up to $900/year when you use The Zebra to bundle home and car insurance quotes from GEICO, Progressive, Nationwide, Liberty Mutual and Allstate (+100 other companies).
Car and home insurance bundles
If you own a home (or even rent an apartment) and drive a car, it’s a good idea to consider bundling, which can save policyholders over 10%.[1] It’s essential to compare both bundled and unbundled home and auto insurance quotes carefully, as bundling isn’t always the most cost-effective option. We’ve done the research so you don’t have to— read on to discover which insurance companies offer the biggest savings for bundling, or skip ahead to find out if bundling’s actually worth it for you.
Which companies offer the biggest bundling savings?
State Farm
State Farm customers can save up to 30% on car insurance if they bundle.
Allstate
Allstate customers who bundle save 27% on auto premiums.
AAA
AAA (Auto Club) policyholders can save up to 23% on premiums if they bundle.
| Company | No bundling | With bundling discount | % savings |
|---|---|---|---|
| Allstate | $177 | $130 | 27% |
| American Family | $270 | $215 | 20% |
| Auto Club | $64 | $49 | 23% |
| Farmers | $196 | $154 | 21% |
| Nationwide | $160 | $139 | 13% |
| State Farm | $148 | $104 | 30% |
| Travelers | $512 | $460 | 10% |
| USAA | $160 | $147 | 9% |
*The table above reflects the rates of a homeowner with an auto insurance policy.
*Please note that we do not have rates for GEICO and Progressive home insurance bundles since their homeowners policies are provided and/or serviced by third-party insurers.
The cheapest companies for bundling car and home insurance
Homeowners can save at least 10% by bundling homeowners or condo insurance, whereas renters often save around 5%. We’ve analyzed monthly rates from leading insurance companies for bundled policies to identify who offers the best discount for combining homeowners or condo insurance with auto coverage.
If you’re among the 43% of our customers who feel they’re paying too much, it’s worth exploring auto and home insurance bundles. USAA or State Farm could be an excellent starting point for your research.
| Company | Monthly auto rate, no bundle | Monthly auto rate with bundle |
|---|---|---|
| Allstate | $245 | $221 |
| American Family | $132 | $108 |
| Auto Club | $225 | $189 |
| Farmers | $199 | $164 |
| Nationwide | $197 | $165 |
| State Farm | $203 | $168 |
| Travelers | $128 | $114 |
| USAA | $146 | $138 |
How to find the best home and auto insurance bundles
To find the best home and auto insurance bundle, compare quotes from multiple insurers, evaluate coverage and discounts, and consider overall value—not just price. The good news? The Zebra has streamlined the process for you so you can compare multiple quotes in minutes. Insurance shopping with The Zebra is simple: we do the searching, you do the saving.
